Since I bought my cabin upstate, I'd been renting Zipcars to go back and forth but decided it was finally time to buy my own vehicle! (I haven't owned a car since I sold my VW GTi back in 2002!)
I had originally planned on just buying the truck outright, but my brother told me that I should apply for their 4-year, 0% financing. I have never had a credit card and don't have much of a credit history, so my brother offered to co-sign with me!